- What we can do for you
- Your personal Lending Manager



Residential Finance


What we can do for you

Option One provides a free service to those seeking property finance. We source the best loans from the best lenders, taking the time and worry out of choosing your home loan.

At Option One, we don’t just focus on the “now”. We understand the importance of the relationship in the long term. That is why we pride ourselves on getting it right for you the first time round.

We are not influenced by commissions paid by lenders, so you will always receive honest advice tailored to your needs.

We can source finance for almost any property purchase, any refinance or debt consolidation.


Residex Comparative Market Analysis Property Reports

To help you discover the estimated worth of any NSW residential property (existing owned or proposed purchase) we can offer our clients a Comprehensive Market Analysis (CMA) report from Residex, the House Price Information People. A Residex CMA report gives you a single price statistically based estimate of what your property is worth, which in most cases is normally within 10% of the final selling price. 

A CMA Reports will also provide you with:    

  • Property title details and attributes 
  • Sales history of the property
  • Capital growth since the last sale
  • A scale of property values in that street
  • Suburb demographic information
  • List of comparable sales within a defined radius        


Deposit Bonds

We are authurised to issue deposit bonds through Deposit Power. Deposit Power allows you to purchase a home or invest in property without having to provide the deposit in cash. A Deposit Power Guarantee is a substitute for the cash deposit required when purchasing a residential property - you simply pay the full purchase price at settlement. Both short and long term guarantees are offered to suit any settlement terms.              


Your personal Lending Manager

Securing your finance doesn’t end with the finance approval, it begins there. Once you have committed to a finance facility the process requires hands on monitoring.

We act on your behalf to ensure the borrowing process is carefully managed through to settlement and beyond.

When you obtain home finance through Option One, you are allocated a personal Lending Manager to assist you with your application and ensure that your loan works for you, well beyond settlement. Your personal Lending Manager is always on call to assist you in anyway possible.

To contact our specialist residential finance manager click here.


 Our Lenders

We have access to a wide range of lenders and their best loans, so we can always find a finance solution for you.


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