type of service
Home Loans
Option One provides a free service to those seeking property finance. We take the time to understand your personal circumstances and we then source the loans from a wide range of lenders; taking the time and worry out of choosing your home loan.
What we can do for you
At Option One, we don’t just focus on the “now”. We understand the importance of the relationship in the long term. That is why we pride ourselves on getting it right for you the first time round.
We can source finance for almost any property purchase, any refinance or debt consolidation. Loan types include:
- Standard variable loans
- Basic variable loans
- Fixed rate loans
- Revolving line of credit
- Mortgage offset
- Introductory / honeymoon
- Professional packages
- Relocation loan
- Self Managed Super funds
Deposit Bonds
A Deposit Bond is a substitute for the cash deposit required when purchasing a residential property – you simply pay the full purchase price at settlement. Both short and long term guarantees are offered to suit any settlement terms.
Securing your finance doesn’t end with the finance approval, it begins there. Once you have committed to a finance facility the process requires hands on monitoring.
We act on your behalf to ensure the borrowing process is carefully managed through to settlement and beyond.
When you obtain home finance through Option One, you are allocated a personal Lending Manager to assist you with your application and ensure that your loan works for you, well beyond settlement. Your personal Lending Manager is always on call to assist you in anyway possible.
To contact our specialist residential finance manager click here.
Our Lenders
We have access to a wide range of lenders and their best loans, so we can always find a finance solution for you.
Looking for something else?
Consumer Finance
Questions? We'll give you the right options!
With our combined experience and knowledage we are certain that we will have the right option for your needs.